KARAM GHAND, DIWAN (d. 1836), son of Javala Natli who served as a munshi (accountant) under the Sukkarchakkta sarddrs, Gharhat Singh and Mahan Singh. Karam Ghand was first employed by Bislian Singh Kalal, a confidential agent of Maharaja Ranjit Singh, wlio retired in the year 1813 to Banaras where